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"Getting on the ladder" is only part of the problem.

 http://www.guardian.co.uk/money/2013/jul/23/george-osborne-help-to-buy-economists?commentpage=1



Help to Buy scheme attacked by economists






 
This (and previous) governments obsession with "getting people onto the housing ladder" is not the solution to the housing crisis in the country today. As long as the building of social housing remains as some sort of anathema to the political mainstream, and is derided as being only for scroungers and benefit cheats by elements of the press and some sections of society, then the housing crisis will deepen and become another cause of social unrest.
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